UMP Consumer-Directed Health Plan (UMP CDHP)

How is UMP CDHP different from UMP Classic?

  • Premiums are lower.
  • Deductible is higher.
  • Prescription drug costs count toward your deductible and out-of-pocket limit (except for ancillary charges).
  • Out-of-pocket limit is higher, and more of your costs count toward your out-of-pocket limit.
  • You pay 15% for all covered prescription drugs (except for ancillary charges) after meeting your deductible.
  • UMP CDHP comes with a tax-free health savings account (HSA). PEBB contributes $700 for one person, $1,400 for more than one person.
  • No inpatient copay for emergency room visits or inpatient hospital stays (you pay a percentage of allowed costs).
  • Compare the plans.

How is UMP CDHP the same as UMP Classic?