Your health savings account (HSA) allows you to set aside money tax-free for qualified medical expenses. You must be enrolled in a qualifying health plan like the UMP Consumer-Directed Health Plan (UMP CDHP).
You can put money into your HSA directly or via payroll deduction (pre-tax), subject to IRS limits. Your employer or PEBB also deposits money: equal amounts each month (maximum of $700 per year for an individual account; or $1,400 per year for two or more persons on an account).
Once the money is in the account, it is yours: there is no deadline when you have to use it. However, there may be tax penalties if you use HSA funds for anything other than qualified medical expenses