Your Costs For Care

How much you pay for UMP covered services includes annual deductibles, coinsurance, and copayments.

Your costs for care also depend on whether you see a network or non-network provider. If you don't have access to a network provider in your area, UMP may pay for services at the out-of-area rate.

Not all doctors who provide services in UMP network hospitals are necessarily in the UMP network. See hospital-based providers for more information.

Important:  This information is effective through Dec. 31, 2009. See the changes to coinsurance, medical deductible, and out-of-pocket limit for 2010.