2013 Summary of Benefits

Plan Benefit Summaries

• UMP Classic Summary of Benefits (143K)
• UMP CDHP Summary of Benefits (130K)
• Compare UMP Classic and UMP CDHP Side by Side for Employees and Pre-Medicare Retirees only

New Summaries of Benefit Coverage (SBC)

The federal Affordable Care Act requires employers to provide a "Summary of Benefits and Coverage" using a consistent format to make it easier for plan shoppers to compare plans. This document is longer than the documents above and provides more detail.

• UMP Classic (Non-Medicare) (282K)
• UMP Classic (Medicare) (295K)
• UMP CDHP (266K)
• Glossary of Health Coverage and Medical Terms (also known as the Universal Glossary)